Cardiac

Backend not connected yet. Rates shown are demo figures; accounts and trades turn on once Supabase is connected.

First Beat: up to ₦3,000 extra on your first trade

Sell your gift cards for naira, fast.

Trade Amazon, Apple, Steam, Google Play, Razer Gold and more. See your payout before you submit, get credited to your Cardiac wallet, and withdraw to your bank.

Sell a gift card See today's rates
  • Rate shown before you trade
  • Payouts to any Nigerian bank
  • Human support on WhatsApp

Rate calculator

Know what your card is worth before you trade.

Pick the card, where it was bought and its form. Your naira payout updates as you type.

  • USA, UK, Canada and Euro cards
  • Physical cards and e-codes
  • No hidden fees in the quote

Minimum $10 or the same value in your card's currency.

You get

₦115,000

Rate: ₦1,150 / $1

Card
Amazon · E-code
Value
$100

Live Rates move with the market and update hourly

Cards we buy

Popular gift cards, one tap to a quote.

Swipe through and tap a card to load it into the calculator.

AmazonE-code & physicalGet quote → Apple / iTunesE-code & physicalGet quote → SteamE-code & physicalGet quote → Google PlayE-code & physicalGet quote → Razer GoldE-code & physicalGet quote → SephoraE-code & physicalGet quote → NordstromE-code & physicalGet quote → eBayE-code & physicalGet quote → WalmartE-code & physicalGet quote → Vanilla VisaE-code & physicalGet quote →

One platform

Everything you need to turn cards into cash.

Sell gift cards

Sell a gift card in a few taps

Choose the card, upload clear photos or paste the e-code, and submit. You get a trade reference straight away and can follow it on your dashboard.

Check a rate →
Amazon$100 · E-code
+

Card photo or e-code

Submit trade
Naira wallet

A naira wallet for every trade

Once your card is verified, the payout lands in your Cardiac wallet. Your balance and full trade history sit on one dashboard.

Create your wallet →
Wallet balance ₦ ••••••
WithdrawHistory
  • Trade approvedCredited
  • Trade in reviewPending
Bank withdrawal

Withdraw to your bank account

Save your bank details once and withdraw your wallet balance to any Nigerian bank. Every withdrawal is tracked on your dashboard.

Go to dashboard →
🏦Your bankSaved account · ****
✓Withdrawal requestedTracked on your dashboard
Coming soon

Crypto to naira

We are working on letting you sell crypto for naira from the same wallet. Follow @CardiacExchange on X to hear when it launches.

₿ ₮ Ξ Coming soon

Live rates

Today's rates for US dollar cards.

Naira paid per $1 of card value. Use the calculator for UK, Canada and Euro cards.

Live Rates move with the market and update hourly

Rates updated

Card E-code (USD) Physical (USD) Trade
Loading rates…

No card matches that search.

How it works

Three steps from card to cash.

1

About 1 minute

Check the rate

Choose the card, its country and form, and enter the value. You see the naira payout before you commit.

2

About 2 minutes

Upload and submit

Log in, add clear photos of the card or paste the e-code, and submit. You get a trade reference straight away.

3

After verification

Get paid, then withdraw

We verify the card and credit your wallet. Withdraw to your saved bank account and follow every trade on your dashboard.

Why Cardiac

Built for people who want their money today.

₦

Payouts to any Nigerian bank

Withdraw your wallet balance to the bank account you save on your profile.

💬

Human support on WhatsApp

Talk to a real person on WhatsApp, X DMs or email. No bots, no runaround.

👁

Rate shown up front

The calculator shows your payout before you submit, so you know what to expect.

🔒

Private by design

Your card images and bank details are only used to complete your trade.

📊

Track every trade

Each trade gets a reference and a live status on your dashboard.

🌍

Cards from 4 regions

USA, UK, Canada and Euro cards, as physical cards or e-codes.

FAQ

Questions, answered.

Can't find what you need? Chat with us on WhatsApp.

What is the First Beat bonus?
Your first approved trade gets an extra ₦10 for every $1 of card value, up to ₦3,000, added to your wallet with your payout. Cards must be worth at least $20 (or the same in your card's currency). One bonus per person and phone number. Runs until 17 November 2026 or until the promo budget is used up, whichever comes first.
How long does payment take?
Most trades are paid in about 10 minutes after you submit. Busy periods or cards that need extra checks can take a little longer.
Which cards do you accept?
Amazon, Apple/iTunes, Steam, Google Play, Razer Gold, Sephora, Nordstrom, eBay, Walmart, Vanilla Visa and more, from the USA, UK, Canada and Euro countries. See the live rates table for the full list.
What if my card is invalid or already used?
We tell you right away and the trade is declined. We cannot pay for cards that are invalid, already redeemed or locked, so please check the balance before you submit.
Is there a minimum amount?
Yes: $10, or the same value in your card's currency. Larger cards often get better rates.
How do I contact support?
Chat with us on WhatsApp: +1 520 379 4882, email cardiacexchange.ng@proton.me, DM us on X @CardiacExchange, or use the contact form below. We reply 24/7.

Support

Talk to a real person, any time.

Fastest: WhatsApp

Support is open 24/7. Have your trade reference ready if you are asking about a trade.

Chat on WhatsApp: +1 520 379 4882 cardiacexchange.ng@proton.me DM us on X @CardiacExchange

Thanks, we have your message and will reply soon.

Got a gift card? Turn it into naira today.

Create a free account, check your rate and submit your first trade in minutes.

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